How do I get individual dental coverage in Wisconsin?

I'm the only employee and it's very difficult to find a place that offers individual coverage not just discounts. Are there groups I can join to create group coverage?

How do I get individual dental coverage in Wisconsin?
I'm in WI and not sure what groups you can join but my DH and I are in the same position. We spoke with our dentist who happens to be a close friend. His advice was to skip it. Any individual policy worth purchasing is so expensive that you're better off going self-pay. You may incur huge expenses one year but next to none in another. We just put extra money away so we're prepared.
Reply:If you have children and your income is within the limit (which I believe is $2200/month or below), you may qualify for Badgercare. Badgercare is a state program that provides health care coverage for uninsured families, including dental care. Go to Badgercare's website for more details (listed below) or call 1-800-362-3002.





If you're not eligible for Badgercare, you could look into Humana Dental (they offer individuals and family plans).





I thought Blue Cross Blue Shield of WI offered some form of dental insurance but upon further research, it's not for individuals.... :-(





If you can't get insurance, you may benefit from a dental discount program. Afterall, a discount program will most likely be quite a bit cheaper than paying full price for services. I've listed a dental discount link below which I have found helpful in the past.





Anyway, hope any of this helps. Good luck!
Reply:I concur with the first poster. I had an individual policy--and it cost more than paying out of pocket. If you want to check into prices call Blue Cross/Blue Shield and Delta Dental.





Our DDS offers the credit care card. Basically a "health care" credit card, where they pay your dental bill and you can pay them off in X months interest free. But if you don't pay it off in those months--interest is higher--but not as high as many dental offices charge (12%).
Reply:Why do you say it is dificult to get individual dental coverage?


Just go to eHealthInsurance, put in your zip code


and choose among the dental plan options.