Saturday, November 14, 2009

Insurance coverage question....?

I have just health insurance. I do not have dental coverage. I desperately need my wisdom teeth extracted (they are coming in). Would regular health insurance cover this surgery or not? And in general - how much would this procedure cost me?

Insurance coverage question....?
Regular health insurance generally does not cover dental work unless it restorative dental work to repair damage caused by an accident. I don't recommend getting into an accident to have your insurance pay for wisdom tooth extraction.





Look around for Dental insurance. Some plans will cover some procedures right away; other plans have a waiting period (6 months) on major work - like extractions. Talk to your dentist, see if you can set up a payment plan.





When this 'crisis' ends, go talk to a licensed insurance professional about the exact coverages - life, health, disability etc - you should have. It sounds like you have never looked into a comprehensive risk management (insurance) plan.
Reply:No it won't cover it..





It'll cost you $75.00 in new york..
Reply:No, regular healt insurane will not cover it.





It cost me $113 last year. I am also in New York.





Good luck.
Reply:Your regular health insurance is not going to cover dental work!


Most people feel that they cannot ask a doctor what his costs are, but there is no reason why you cannot do so.


I suggest that you call your dentist, and possibly several others and ASK them what kind of costs you are looking at.


They may not be able to give you an exact amount but possibly a "range".
Reply:No, health insurance won't cover this. The price varies depending on how many need to come out (2 or 4?) and where you are located.
Reply:Generally, dental is in addition to.
Reply:You need special dental insurance

Yellow Teeth

No comments:

Post a Comment

 
vc .net