Questions about transitioning from active to reserves?ETS?

I don't know too much about it, so I was hoping you guys could fill me in. Is it better to save up leave(what is the max?) to get terminal leave or just ETS? Con's and pro's? Bigger question is do you still get full benefits(medical,full BAH during that time, etc) while on terminal leave? How long does AD medical/dental coverage last after ETS?My husband will be in the reserves after. Do we still get on-post priviledges?How does reserves' medical and dental insurance work?Please give any useful info. Thanks.

Questions about transitioning from active to reserves?ETS?
Terminal leave is alot better than selling unused leave back.





Terminal leave is just like regular leave, you still get paid everything, bah, bas, any special pays, etc.





Where if you sell leave back, you only receive your base pay.





If your husband deployed to Iraq or Afghanistan, then he is eligible for 2 years of priority treatment at the VA after his discharge.





Other than that, the military does allow you to purchase a health insurance plan that last for 30 days after your discharge.





There are no medical or dental benefits after that.





The Reserves and National Guard do not offer medical or dental benefits, unless they are called to active duty, then the benefits are the same as the active force receives.





You will have to get medical and dental through his employer or your employer just like any other civilian.
Reply:when in the reserves you have no benefits.
Reply:Active is much better than reserve because in reserve you cannot retire until age 60. You can only earn 50 points (days) per year except for active duty which means it would take you 7.3 years to earn one year for retirement.





On active duty you can retire after 20 years with 2.5% of the highest pay per year. I was in 21 years and retired at 42 with 52.5%.





With this situation it is really unfair to have Guard and Reserve personnel come on active duty just to fight in the war.





The max leave is 60 days and you can get paid for that so I saved my leave. Am not sure about the other things, but don't think you will keep those privilages. Would try to stay in if you can. Good Luck !





As of November of 2003 Guard and Reserve received unlimited shopping privileges signed into law under the 2004 Defense Authorization act.

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