Could anyone help me to choose the insurance for my mom with 25k or 50k coverage?

Hello to everybody. My mom has just moved to the United States. She's a permanent resident, we already opened for her checking accounts with debit cards and a credit card.


My question is: I'd like to get insurance for her.


She's 55, everything's OK, but I would like to protect her. Sometime she goes to her country for a couple of months, the medicine is cheaper there. So, for example, she doesn't need a dental insurance in the US.


The most important thing we need for her is a coverage of unexpected death because of stroke, heart attack or accident.


We would like to make automatic payments from the checking account. As soon as we pay (1+ or 2+ yrs), the insurance coverage works. Stop paying - it cancels automatically (no fees).


Is it possible to have that insurance without visiting any medical offices (probably the price will be a little bit higher)?


We live in NY. Also that insurance has to be valid outside the US.


What is the best price, what internet link to apply?


Thnx.

Could anyone help me to choose the insurance for my mom with 25k or 50k coverage?
I strongly advise not to buy over the internet no matter how low the rates look. Obviously you want this insurance as a means of her leaving you an inheritance, and that is ok; however, you need to call your local agent, someone you already are doing business with, and let him/her find a quality plan for you. Good luck.
Reply:If you buy over the internet, you're more likely to get scammed - and possibly have the checking account emptied out.





You can buy a low polciy limit, no medical exam where you have to live 2 years (and pay two years) before it will activate, but I don't think it's going to pay THAT much. AND, I don't think they want you traveling out of the country on that. So that could be an issue.





Maybe in her country of origin, they have something like that?





But . . . bottom line . . . if she can afford to travel as much as she plans on traveling, she doesn't NEED that life insurance. She can just pre-pay funeral costs.
Reply:ehealthinsurance.com





Not a scam. Best rates. It's what I use for my family.
Reply:AmeriPlan has cheap benefits for your entire family. Try them!